This document is about private sector multiemployer pension plans in the US, which cover about 10.1 million employees and retirees. It discusses the plans' funding challenges, the impact of the Multiemployer Pension Reform Act (MPRA) of 2014, and explores potential solutions such as alleviating the burden of "orphan members" and providing subsidized loans. The document also identifies key indicators of plans heading towards trouble and emphasizes the need for a comprehensive, forward-looking approach to address the multiemployer pension crisis.