Proposed Retirement Security Rule (RIN 1210-AC02)

The Department of Labor is proposing to protect workers’ retirement savings by updating its regulation defining a “fiduciary” under the Employee Retirement Income Security Act to reflect current practices in the investment advice marketplace. The proposal would specify when fiduciary status is given to a person who gives investment advice for a fee to an investor in a workplace retirement plan (such as a 401(k) plan), an individual retirement account, or other type of retirement plan. The Department is also considering amending prohibited transaction exemptions that establish compliance conditions for investment advice fiduciaries.

These comments will be made available in alternative format to persons with disabilities upon request.

  1. Anonymous
    November 5, 2023
  2. Anonymous
    November 6, 2023
  3. The Insurance Coalition
    Kendra Isaacson
    November 6, 2023
  4. Pete McGinnis
    November 7, 2023
  5. 18 Industry Associations: Securities Industry and Financial Markets Association (SIFMA), et. al.
    November 8, 2023
  6. Anonymous
    November 9, 2023
  7. Anonymous
    November 9, 2023
  8. TruStage
    Paul Barbato
    November 13, 2023
  9. Certified Financial Planner Board of Standards
    Leo Rydzewski
    November 14, 2023
  10. Lincoln Financial Group
    Craig T. Beazer
    November 14, 2023
  11. American Securities Association
    Jessica Giroux
    November 14, 2023
  12. Cetera Financial Group
    Mark Quinn
    November 14, 2023
  13. Mark J. Warshawsky
    November 16, 2023
  14. Member of Congress Virginia Foxx
    November 17, 2023
  15. Figari + Davenport, LLP
    Don Colleluori
    November 20, 2023
  16. Christian Riedemann
    November 15, 2023
  17. Charles Failla
    November 16, 2023
  18. Vicki Abraham
    November 20, 2023
  19. Investment Company Institute
    Susan Olson, Elena Chism
    November 28, 2023
  20. Kirk Pawlowski
    November 22, 2023
  21. Raymond LeVesque
    November 23, 2023
  22. Christopher Tobe
    November 27, 2023
  23. Christopher Tobe
    November 27, 2023
  24. Nicholas Paleveda
    November 28, 2023
  25. Christopher Tobe
    November 30, 2023
  26. David Leuschen
    November 30, 2023
  27. James Watkins
    December 1, 2023
  28. Groom Law Group, Chartered
    Michael Kreps
    December 4, 2023
  29. Willie Howard
    December 5, 2023
  30. Financial Planning Association
    Lauren Loney
    December 5, 2023
  31. Hispanic Leadership Fund
    Mario H. Lopez
    December 6, 2023
  32. National Federation of Independent Business, Inc. (NFIB)
    David S. Addington
    December 7, 2023
  33. Michelle Richter-Gordon
    December 8, 2023
  34. Symetra Life Insurance Company
    Margaret Meister
    December 8, 2023
  35. Joshua Sirek
    December 8, 2023
  36. Steven DeGraff
    December 11, 2023
  37. William Goggin
    December 11, 2023
  38. Ron A. Rhoades
    December 11, 2023
  39. Kaitlin Ochab
    December 11, 2023
  40. Raymond Rothrock
    December 11, 2023
  41. Thomas Lee
    December 11, 2023
  42. Gretchen Brown
    December 11, 2023
  43. Michael Ward
    December 12, 2023
  44. Barbara Tourscher
    December 12, 2023
  45. Richard Argotsinger
    December 12, 2023
  46. Levi Wade
    December 12, 2023
  47. Jennifer Leman
    December 12, 2023
  48. Erik Pinter
    December 13, 2023
  49. Locke Bielefeldt
    December 13, 2023
  50. Stephen Locker
    December 14, 2023
  51. Timothy Dabrieo
    December 14, 2023
  52. Douglas Orifice
    December 14, 2023
  53. Doug Richards
    December 14, 2023
  54. David Hemler
    December 14, 2023
  55. David Deffinbaugh
    December 14, 2023
  56. Robert Reidinger
    December 14, 2023
  57. Mathieu Fairband
    December 14, 2023
  58. Sharon Barton
    December 14, 2023
  59. Kevin Schulz
    December 14, 2023
  60. Noel Anderson
    December 14, 2023
  61. Douglas Ritter
    December 14, 2023
  62. John Bailey
    December 14, 2023
  63. Scott Iodice
    December 14, 2023
  64. Eric Jenson
    December 14, 2023
  65. Russell Te
    December 15, 2023
  66. Derek Keeney
    December 15, 2023
  67. Gerald Mirra
    December 15, 2023
  68. Letitia Fulkerson
    December 15, 2023
  69. Diane Boyle
    December 15, 2023
  70. Mel Rochowiak
    December 15, 2023
  71. Martin Berger
    December 15, 2023
  72. Sean Slater
    December 15, 2023
  73. Jerry Spivey
    December 15, 2023
  74. Jerry Spivey
    December 15, 2023
  75. Donald Hagberg
    December 15, 2023
  76. Richard Yost
    December 15, 2023
  77. Sami Richter
    December 16, 2023
  78. Joseph Ducceschi
    December 16, 2023
  79. Stephen Cross
    December 16, 2023
  80. Kyle Foyer
    December 17, 2023
  81. Garth Hassel
    December 17, 2023
  82. John Worrel
    December 17, 2023
  83. William Snyder
    December 17, 2023
  84. John Moravek
    December 18, 2023
  85. James Case
    December 18, 2023
  86. Steven Elliott
    December 18, 2023
  87. Elizabeth Blanchard
    December 18, 2023
  88. Jody Jordan
    December 18, 2023
  89. Davis & Harman LLP
    Kent A. Mason
    December 18, 2023
  90. Scott Sonnier
    December 18, 2023
  91. Lynn Williams
    December 18, 2023
  92. Tom Archer
    December 18, 2023
  93. Robert Mills
    December 18, 2023
  94. Paul Davis
    December 19, 2023
  95. Joseph DeLuca
    December 19, 2023
  96. Robert Griesemer
    December 19, 2023
  97. Matthew Vanek
    December 19, 2023
  98. Marc Barretta
    December 19, 2023
  99. Brian Platt
    December 19, 2023
  100. Kathy Barton
    December 19, 2023
  101. Neal Gordon
    December 19, 2023
  102. J. David George
    December 19, 2023
  103. Carrie Turcotte
    December 19, 2023
  104. Charles Hayden
    December 19, 2023
  105. Eric Phelps
    December 19, 2023
  106. Brian Urban
    December 19, 2023
  107. Joseph Latona
    December 19, 2023
  108. Kevin Sherman
    December 19, 2023
  109. Andrew Lewis
    December 19, 2023
  110. Chad Brown
    December 19, 2023
  111. Todd Carlson
    December 19, 2023
  112. Robert Norton
    December 19, 2023
  113. Heidi Alten
    December 19, 2023
  114. Becky Kallenberger
    December 19, 2023
  115. Pable Alvarado
    December 19, 2023
  116. Michele Allen
    December 19, 2023
  117. William Bauerband
    December 19, 2023
  118. Members of United States Senate
    Roger Marshall, John Barrasso, Mike Braun, Susan Collins, John Cornyn, Joni K. Ernst, Chuck Grassley, Bill Hagerty, Cindy Hyde-Smith, M. Michael Rounds, John Thune
    December 19, 2023
  119. United Steelworkers
    Anna Fendley
    December 19, 2023
  120. American Federation of State, County and Municipal Employees (AFSCME)
    Dalia R. Thornton
    December 19, 2023
  121. Don Young
    December 19, 2023
  122. Scott Carmony
    December 19, 2023
  123. Daniel Price
    December 19, 2023
  124. Andrea Kaufmann
    December 19, 2023
  125. Terence Tysinger Jr.
    December 19, 2023
  126. Robert Masters
    December 19, 2023
  127. Andy Duff
    December 19, 2023
  128. Mike Irvin
    December 19, 2023
  129. James Lewis
    December 19, 2023
  130. Jennifer Ellison
    December 19, 2023
  131. Mark Mager
    December 19, 2023
  132. Rob Barber
    December 19, 2023
  133. Marcelle Soliman
    December 19, 2023
  134. Kerry Dyer
    December 19, 2023
  135. Diane Chamberlain
    December 19, 2023
  136. Diedre Kruse
    December 19, 2023
  137. Joel Balam
    December 19, 2023
  138. Tim Forman
    December 19, 2023
  139. Alexander Anderson
    December 19, 2023
  140. Lawrence Eppolito
    December 19, 2023
  141. Kaye Horchler
    December 19, 2023
  142. Colton Smith
    December 19, 2023
  143. Kevin Savage
    December 19, 2023
  144. Martin Trail
    December 19, 2023
  145. Greg Dooley
    December 19, 2023
  146. Derek Sabine
    December 19, 2023
  147. June Redick
    December 19, 2023
  148. George Drawbaugh
    December 19, 2023
  149. Robert Parrish
    December 19, 2023
  150. U.S. Small Business Administration Office of Advocacy
    Major L. Clark, III, Meagan Singer
    December 20, 2023
  151. Member of United States Senate
    Ron Wyden
    December 20, 2023
  152. Raymond James Financial, Inc.
    Scott Curtis
    December 20, 2023
  153. Bill Shank
    December 20, 2023
  154. Ryan Lange
    December 20, 2023
  155. Ronald Ferguson
    December 20, 2023
  156. Mark Rosenberg
    December 20, 2023
  157. Christine Breianna Mason
    December 20, 2023
  158. Jennifer Helt
    December 21, 2023
  159. Kimberley Mondonedo
    December 21, 2023
  160. Empower
    Edmund F. Murphy, III
    December 21, 2023
  161. Edward Lee
    December 21, 2023
  162. National Alliance of Life Companies
    Jim Hodges
    December 21, 2023
  163. Leigh Allen
    December 21, 2023
  164. Michael Francis
    December 21, 2023
  165. National Association of Insurance Commissioners (NAIC)
    Chlora Lindley-Myers, Andrew N. Mais, Jon Godfread, Scott White
    December 21, 2023
  166. Members of United States Congress Committee on Education and the Workforce
    Virginia Foxx, Bob Good, Tim Walberg, Glenn Grothman, Elise M. Stefanik, Rick W. Allen, Jim Banks, Lloyd Smucker, Lisa M. McClain, Aaron Bean, Erin Houchin
    December 21, 2023
  1. Acclaris, Inc.
    Kevin House
    December 22, 2023
  2. David Bibicoff
    December 22, 2023
  3. National Council on Aging
    Ramsey Alwin
    December 22, 2023
  4. Wealthramp
    December 22, 2023
  5. Scott Weldon
    December 22, 2023
  6. National Society of Compliance Professionals
    Lisa Crossley
    December 22, 2023
  7. Futures Industry Association
    Allison Lurton
    December 22, 2023
  8. Dana M. Muir
    December 23, 2023
  9. The AICPA
    Brooke Salvini
    December 22, 2023
  10. Amy Flores Valasquez
    December 26, 2023
  11. Edwin Richardson
    December 26, 2023
  12. Christian DePaul
    December 26, 2023
  13. Nathaniel Starkey
    December 26, 2023
  14. Larry Coltin
    December 26, 2023
  15. David Reasoner
    December 26, 2023
  16. Stacy Martin
    December 26, 2023
  17. Bethel Coleman
    December 26, 2023
  18. Stephen Kottkamp
    December 26, 2023
  19. Neal Richards
    December 26, 2023
  20. Ian Massey
    December 26, 2023
  21. Anonymous
    December 26, 2023
  22. Maria Wilson
    December 26, 2023
  23. Casey Bright
    December 26, 2023
  24. Scott Dean
    December 26, 2023
  25. Mike Schlueter
    December 26, 2023
  26. Jimmy Lee
    December 26, 2023
  27. Pauletta Bonner
    December 26, 2023
  28. James Goetz
    December 26, 2023
  29. George Walker
    December 26, 2023
  30. Bob Williams
    December 26, 2023
  31. Brent Chancellor
    December 26, 2023
  32. Sid Mignery
    December 27, 2023
  33. Marc Morrison
    December 27, 2023
  34. Keith Binam
    December 27, 2023
  35. David Ford
    December 27, 2023
  36. Bret Rickard
    December 27, 2023
  37. Garry Murdock
    December 27, 2023
  38. Greg Edgar
    December 27, 2023
  39. American Securities Association
    Christopher A. Iacovella
    December 27, 2023
  40. The Vanguard Group, Inc
    John James
    December 27, 2023
  41. Keith Hilliard
    December 22, 2023
  42. Sherry Cross
    December 27, 2023
  43. John Everingham
    December 27, 2023
  44. Anonymous
    December 27, 2023
  45. Wesley Gastineau
    December 27, 2023
  46. Dale McIntyre
    December 27, 2023
  47. Douglas Heer
    December 27, 2023
  48. Eugene Versteeg
    December 27, 2023
  49. Anonymous
    December 27, 2023
  50. Anonymous 
    December 27, 2023
  51. Anonymous
    December 27, 2023
  52. Prefer Knott
    December 27, 2023
  53. Loyal Henderson
    December 27, 2023
  54. Jack McCartney
    December 27, 2023
  55. Carla Messal
    December 27, 2023
  56. John Edwards
    December 27, 2023
  57. Frank Cinatl
    December 27, 2023
  58. Larry Cole
    December 27, 2023
  59. Lynn Schneidermann
    December 27, 2023
  60. Wesley Buhr
    December 27, 2023
  61. Steven Province
    December 27, 2023
  62. Roger Criblez
    December 27, 2023
  63. Dan Ginatty
    December 27, 2023
  64. George Aultman
    December 27, 2023
  65. Anonymous
    December 27, 2023
  66. Di Behr
    December 27, 2023
  67. David Tidwell
    December 27, 2023
  68. Herb Jones
    December 27, 2023
  69. Ken Schroeder
    December 27, 2023
  70. Anonymous
    December 27, 2023
  71. Public Citizen
    December 28, 2023
  72. Capital Investment Companies
    December 28, 2023
  73. Symetra Life Insurance Company
    Margaret A. Meister
    December 28, 2023
  74. Benjamin P. Edwards
    December 28, 2023
  75. Kathleen M. McBride
    December 28, 2023
  76. Retirement Industry Trust Association (RITA)
    Mary L. Mohr
    December 28, 2023
  77. Employers Council on Flexible Compensation (ECFC)
    Christa M. ADay, William F. Sweetnam, Jr.
    December 28, 2023
  78. Anonymous
    December 28, 2023
  79. Anonymous 
    December 28, 2023
  80. Randy Moore
    December 28, 2023
  81. Scott Webb
    December 28, 2023
  82. David Hughes
    December 28, 2023
  83. John Eggers
    December 28, 2023
  84. David Bowen
    December 28, 2023
  85. Cheryl Janik
    December 28, 2023
  86. Lynne Granche
    December 28, 2023
  87. George Compton
    December 28, 2023
  88. Paul Adamo
    December 28, 2023
  89. Don Ventura
    December 28, 2023
  90. Laura Hawley
    December 28, 2023
  91. Daryl Bensinger
    December 28, 2023
  92. Barbara Pinaire
    December 28, 2023
  93. Marcia D'Alcorn
    December 28, 2023
  94. Ron Cash
    December 28, 2023
  95. Anonymous
    December 28, 2023
  96. Howard Miller
    December 28, 2023
  97. Richard Hill
    December 28, 2023
  98. Edward Marinucci
    December 28, 2023
  99. James Thompson
    December 28, 2023
  100. Robert Cross
    December 28, 2023
  101. Patrick Alfano
    December 28, 2023
  102. Carl Gomez
    December 28, 2023
  103. Susan Wieck
    December 28, 2023
  104. National Council of Insurance Legislators (NCOIL)
    Tom Considine, Will Melofchik
    December 29, 2023
  105. James J. Angel
    December 29, 2023
  106. American Benefits Council
    Lynn D. Dudley
    December 29, 2023
  107. Chris Conroy
    December 29, 2023
  108. Alternative & Direct Investment Securities Association (ADISA)
    Michael Underhill
    December 29, 2023
  109. Mutual of Omaha
    James P. Nolan
    December 29, 2023
  110. Ohio Department of Insurance
    Judith L. French
    December 29, 2023
  111. Osaic, Inc.
    Nina McKenna
    December 29, 2023
  112. Marion Bartholomew
    December 29, 2023
  113. Patrick Kravitz
    December 29, 2023
  114. Jacob Emrich
    December 29, 2023
  115. Anonymous
    December 29, 2023
  116. Joseph Biegel
    December 30, 2023
  117. Randy Eschels
    December 30, 2023
  118. Michael Ravnitzky
    December 30, 2023
  119. Juliana M.
    December 30, 2023
  120. Jake Robinson
    December 31, 2023
  121. Blaine F. Aiken
    December 31, 2023
  122. Consumer Technology Association
    December 31, 2023
  123. No Stop
    January 1, 2024
  124. Morningstar, Inc.
    Aron Szapiro, Lia Mitchell, Spencer Look
    January 1, 2024
  125. Linda Wilson
    January 1, 2024
  126. Nationwide Financial Services, Inc.
    John L. Carter
    January 1, 2024
  127. Lloyd Cybart
    January 1, 2024
  128. James M. Scanlon
    January 1, 2024
  129. Steve Kruman
    January 1, 2024
  130. American Bankers Association
    Timothy E. Keehan
    January 2, 2024
  131. Lincoln Financial Group
    Ellen Cooper
    January 2, 2024
  132. The ERISA Industry Committee (ERIC)
    Andrew Banducci
    January 2, 2024
  133. The Alternative Investment Management Association (AIMA)
    Jiří Król
    January 2, 2024
  134. Stanley Hefner
    January 2, 2024
  135. Prudential Financial, Inc.
    Ann M. Kappler
    January 2, 2024
  136. BlackRock, Inc.
    Samantha DeZur, Nicole Rosser
    January 2, 2024
  137. Principal Financial Group
    Chris Littlefield
    January 2, 2024
  138. The Investment Adviser Association
    Gail C. Berstein, William A. Nelson
    January 2, 2024
  139. AARP
    David Certner
    January 2, 2024
  140. U.S. Small Business Association Office of Advocacy
    Major L. Clark, III, Meagan Singer
    January 2, 2024
  141. St. John's University School of Law Securities Arbitration Clinic, St. Vincent DePaul Legal Program, Inc.
    Christine Lazaro, Elissa Germaine
    January 2, 2024
  142. H.L. Norwich
    January 2, 2024
  143. Public Investors Advocate Bar Association (PIABA)
    Joseph C. Peiffer
    January 2, 2024
  144. WEX, Inc.
    Christopher M. Byrd
    January 2, 2024
  145. U.S. Chamber of Commerce
    Chantel Sheaks
    January 2, 2024
  146. Merrill Mirman
    January 2, 2024
  147. Jim Hutson
    January 2, 2024
  148. Winona Sioux Havir
    January 2, 2024
  149. Capital Group
    Jason Bortz
    January 2, 2024
  150. Massachusetts Secretary of the Commonwealth
    William F. Galvin
    January 2, 2024
  151. Sally Klinger-Rogers
    January 2, 2024
  152. National Association of Insurance and Financial Advisors (NAIFA)
    Bryon Holz
    January 2, 2024
  153. The Committee of Annuity Insurers
    Bryan W. Keene, Michael L. Hadley
    January 2, 2024
  154. Lisa Gardner
    January 2, 2024
  155. Michael Herring
    January 2, 2024
  156. Susan C. O'Kelley
    January 2, 2024
  157. Andrea Nameche
    January 2, 2023
  158. MidFirst Bank
    Ross Hansen
    January 2, 2024
  159. North Dakota Insurance Commissioner
    Jon Godfread
    January 2, 2024
  160. Small Business Investor Alliance (SBIA)
    Brett Palmer
    January 2, 2024
  1. Iowa Commissioner of Insurance
    Doug Ommen
    January 2, 2024
  2. SIFMA
    Lisa Bleier
    January 2, 2024
  3. Massachusetts Mutual Life Insurance Company (MassMutual)
    John E. Deitelbaum
    January 2, 2024
  4. The SPARK Institute
    Tim Rouse
    January 2, 2024
  5. Equitable
    José Ramón González
    January 2, 2024
  6. The Guardian Life Insurance Company of America
    Michael Ferik
    January 2, 2024
  7. American Council of Life Insurers (ACLI)
    James Szostek, Howard Bard
    January 2, 2024
  8. Ted Earl
    January 2, 2024
  9. Economic Policy Institute (EPI)
    Monique Morrissey, Heidi Shierholz
    January 2, 2024
  10. Consumer Federation of America
    Micah Hauptman, Dylan Bruce
    January 2, 2024
  11. American Bankers Association Health Savings Account (HSA) Council
    J. Kevin A. McKechnie
    January 2, 2024
  12. Insurance Agency Marketing Services, Inc.
    Christopher S. Conroy
    January 2, 2024
  13. Commonwealth Financial Network
    Michelle M. Kelley
    January 2, 2024
  14. The Institute for Portfolio Alternatives
    Anya Coverman
    January 2, 2024
  15. Groom Law Group
    Thomas Roberts, Kevin L. Walsh
    January 2, 2024
  16. Financial Services Institute
    Dale E. Brown
    January 2, 2024
  17. Church Alliance
    Karishma Shah Page
    January 2, 2024
  18. American Retirement Association
    Brian H. Graff, Allison Wielobob, Kelsey Mayo
    January 2, 2024
  19. Federation of Americans for Consumer Choice
    Kim O'Brien
    January 2, 2024
  20. Insured Retirement Institute
    Wayne Chopus, Jason Berkowitz
    January 2, 2024
  21. North Carolina Department of Insurance Commissioner
    Mike Causey
    January 2, 2024
  22. Members of United States Congress (Senate Committee on Health, Labor, Education, Pensions and House Committee on Education and the Workforce)
    Bernard Sanders, Robert C. “Bobby” Scott
    January 2, 2024
  23. National Association for Fixed Annuities (NAFA)
    Charles J. DiVincenzo, Jr., Pam Heinrich
    January 2, 2024
  24. 43 Organizations and Individuals in Support of the Department's Retirement Security Rule Proposal
    Alliance for Retired Americans American Association for Justice; Americans for Financial Reform Education Fund; Asset Building Strategies; Better Markets; California Low-Income Consumer Coalition; Center for Economic Integrity; Consumer Action; Consumer Federation of America; Consumer Federation of California; Consumer Reports; Consumers for Auto Reliability and Safety; DC Consumer Rights Coalition; Delaware Community Reinvestment Action Council, Inc.; Economic Opportunity Institute; Economic Policy Institute; FL National Organization for Women; Greater Orlando National Organization for Women; Interfaith Center on Corporate Responsibility; Massachusetts Teachers Association; National Association of Consumer Advocates; National Committee to Preserve Social Security and Medicare; National Organization of Social Security Claimants' Representatives; National Organization for Women; National Women's Law Center; NJSaves; Pension Rights Center; Private Equity Stakeholder Project; Public Citizen; Public Investors Advocate Bar Association; The Center for Economic Justice; The Committee for the Fiduciary Standard; UnidosUS; USPIRG; Virginia Citizens Consumer Council; Voices Organized in Civic Engagement (VOICE); Woodstock Institute; Benjamin Perry Edwards; Dana M. Muir; Maria O'Brien; Peter Wiedenbeck; Phyllis Borzi
    January 2, 2024
  25. Fidelity Investments
    James Barr Haines
    January 2, 2024
  26. Cboe Global Markets, Inc.
    Angelo Evangelou
    January 2, 2024
  27. Naireit, Steven A. Wechsler; and
    Public Non-Listed REIT (PNLR) Council of Nareit, C. Allan Swaringen
    January 2, 2024
  28. LPL Financial
    Althea Brown
    January 2, 2024
  29. Ameriprise Financial
    Joseph E. Sweeney
    January 2, 2024
  30. Pacific Life Insurance Company
    Mike Anderson
    January 2, 2024
  31. 19 Joint State Trade Associations Representing the Life Insurance and Annuity Industries
    Richard A. Loconte Life Insurance Council of New York; Eric George Insurance Association of Connecticut; Cecil Pearce Florida Insurance Council, Inc.; Traci M Riehl Life Insurance Association of Michigan; Gregory J. Lestini Association of Ohio Life Insurance Companies; Thomas M. Glassic District of Columbia Insurance Federation; Laura Minzer Illinois Life & Health Insurance Council; John Shirikian Association of California Life & Health Insurance Companies; Matthew F. Celentano League of Life & Health Insurers of Maryland; Jennifer Cawley Texas Association of Life & Health Insurers; Mark Roth Federation of Iowa Insurers; Jenny Erickson Life Insurance Association of Massachusetts; Robert Bell Nebraska Insurance Federation; Connie O'Connell Wisconsin Council of Life Insurers; Robyn Rowen Minnesota Insurance & Financial Services Council; Association of Tennessee Life Insurance Companies; Jonathan Greer Insurance Federation of Pennsylvania; Julie Fuselier Louisiana Insurers' Conference; J. Chris Nolan Insurance Institute of Kentucky
    January 2, 2024
  32. XY Planning Network
    Michael Kitces
    January 2, 2024
  33. Craig Adamson
    January 2, 2024
  34. Rodney Berger
    January 2, 2024
  35. Teachers Insurance and Annuity Association of America (TIAA)
    Wayne McClain III
    January 2, 2024
  36. American Investment Council
    Rebekah Goshorn Jurata
    January 2, 2024
  37. T. Rowe Price
    Aliya Robinson, Bryan W. Venable
    January 2, 2024
  38. Indexed Annuity Leadership Council
    Jim Poolman
    January 2, 2024
  39. North American Securities Administrators Association, Inc. (NASAA)
    Joseph Brady
    January 2, 2024
  40. The Insurance Coalition
    Kendra Isaacson
    January 2, 2024
  41. Metropolitan Life Insurance Company and affiliates (MetLife)
    Graham Cox
    January 2, 2024
  42. Charles Schwab & Co., Inc.
    Peter J. Morgan III
    January 2, 2024
  43. PFS Investments Inc. of Primerica Inc. (PFSI)
    Karen L. Sulkin
    January 2, 2024
  44. Independent Insurance Agents & Brokers of America (IIABA or Big "I")
    Nathan Riedel
    January 2, 2024
  45. Institute for the Fiduciary Standard
    Knut A. Rostad
    January 2, 2024
  46. Pension Rights Center
    Norman P. Stein
    January 2, 2024
  47. Cetera Financial Group
    Mark Quinn
    January 2, 2024
  48. Better Markets Inc.
    Stephen W. Hall
    January 2, 2024
  49. Cambridge Investment Research, Inc. and Cambridge Investment Research Advisors, Inc.
    Seth A. Miller
    January 2, 2024
  50. John Conte
    January 2, 2024
  51. Committee on Investment of Employee Benefit Assets, Inc. (CIEBA)
    Dennis Simmons
    January 2, 2024
  52. Finseca
    Marc Cadin
    January 2, 2024
  53. Allianz Life Insurance Company of North America
    Gretchen Cepek
    January 2, 2024
  54. Jeffrey Hall
    January 2, 2024
  55. HUB International Limited
    Joseph F. DeNoyior
    January 2, 2024
  56. Henry Blood
    January 2, 2024
  57. Anonymous
    January 2, 2024
  58. The National Association of Personal Financial Advisors (NAPFA)
    Kathryn Dattomo
    January 2, 2024
  59. Anonymous
    January 2, 2024
  60. State Street Global Advisors
    Sean O'Malley
    January 2, 2024
  61. Invesco Ltd.
    Melanie Ringold
    January 2, 2024
  62. AFL-CIO American Federation of Labor and Congress of Industrial Organizations
    William Samuel
    January 2, 2024
  63. Life Insurance Consumer Advocacy Center
    Brian P. Brosnahan
    January 2, 2024
  64. CFP Board (Certified Financial Planner Board of Standards, Inc.)
    Leo G. Rydzewski
    January 2, 2024
  65. National Association of Professional Insurance Agents (PIA)
    Lauren G. Pachman
    January 2, 2023
  66. Betterment LLC
    Joshua Rubin
    January 2, 2024
  67. Atria Wealth Solutions, Inc.
    Amanda C. Hawley
    January 2, 2024
  68. Anonymous
    January 2, 2024
  69. Investment Company Institute
    Eric J. Pan, Elena Barone Chism
    January 2, 2024
  70. Doug Baker
    January 2, 2024
  71. Financial Planning Association
    Patrick D. Mahoney
    January 2, 2024
  72. Center for American Progress (CAP)
    January 2, 2024
  73. Tim Flitter
    December 18, 2023
  74. Ed Foltz
    November 30, 2023
  75. Mark Stegnik
    December 1, 2023
  76. Anonymous
    Attachment A | Attachment B | Attachment C
    December 26, 2023
  77. Barbara Mull
    December 12, 2023
  78. Russell Murfitt
    December 26, 2023
  79. Gabe Hamideh
    December 28, 2023
  80. Will Wilson
    December 12, 2023
  81. Dean Owen
    November 30, 2023
  82. Eric Chartan
    December 14, 2023
  83. Janeen Zaio
    December 19, 2023
  84. Erica Sweeney
    December 15, 2023
  85. Joel Vlasnik
    December 28, 2023
  86. Joseph Ferrin
    December 28, 2023
  87. Chance Gragert
    December 28, 2023
  88. Laura Ross
    December 28, 2023
  89. Melissa Kohler
    December 26, 2023
  90. Randall Franklin
    December 19, 2023
  91. David Zavarelli
    December 13, 2023
  92. Nick Coe
    December 19, 2023
  93. Robert Goggins
    December 19, 2023
  94. Sandra Gangwer
    December 26, 2023
  95. David Wharram
    December 26, 2023
  96. Daniel Drappo
    December 28, 2023
  97. Chris Johnson
    December 27, 2023
  98. Mark Freije
    December 27, 2023
  99. Members of United States Senate
    Jon Tester, Gary C. Peters, Joe Manchin III, Christopher A. Coons, Benjamin L. Cardin, Margaret Wood Hassan, Kyrsten Sinema, John Hickenlooper
    December 20, 2023
  100. Member of Congress
    Frank J. Mrvan
    December 21, 2023
  101. Anonymous
    December 29, 2023

Proposed Amendment to Prohibited Transaction Exemption 2020-02

These comments will be made available in alternative format to persons with disabilities upon request.

  1. Hispanic Leadership Fund
    Mario Lopez
    December 6, 2023
  2. National Federation of Independent Business (NFIB)
    David S. Addington
    December 7, 2023
  3. Davis & Harman LLP
    Kent A. Mason
    December 18, 2023
  4. Acclaris, Inc.
    Kevin House
    December 22, 2023
  5. American Securities Association (ASA)
    Christopher A. Iacovella
    December 27, 2023
  6. Symetra Life Insurance Company
    Margaret A. Meister
    December 28, 2023
  7. Employers Council on Flexible Compensation (ECFC)
    Christa M. Day, William F. Sweetnam, Jr.
    December 28, 2023
  8. James J. Angel
    December 29, 2023
  9. Osaic, Inc.
    Nina McKenna
    December 29, 2023
  10. American Bankers Association
    Timothy E. Keehan
    January 2, 2024
  11. The ERISA Industry Committee (ERIC)
    Andrew Banducci
    January 2, 2024
  12. Prudential Financial, Inc
    Ann M. Kappler
    January 2, 2024
  13. BlackRock, Inc.
    Samantha DeZur, Nicole Rosser
    January 2, 2024
  14. The Investment Adviser Association
    Gail C. Bernstein, William A. Nelson
    January 2, 2024
  15. Capital Group
    Jason Bortz
    January 2, 2024
  16. National Association of Insurance and Financial Advisors (NAIFA)
    Bryon Holz
    January 2, 2024
  17. The Committee of Annuity Insurers
    Bryan W. Keene, Michael L. Hadley
    January 2, 2024
  18. U.S. Chamber of Commerce
    Chantel Sheaks
    January 2, 2024
  19. Iowa Division of Insurance
    Doug Ommen
    January 2, 2024
  20. SIFMA and SIFMA AMG
    Lisa Bleier
    January 2, 2024
  21. Massachusetts Mutual Life Insurance Company (MassMutual)
    John E. Deitelbaum
    January 2, 2024
  22. Consumer Federation of America
    Micah Hauptman, Dylan Bruce
    January 2, 2024
  23. American Bankers Association Health Savings Account (HSA) Council
    J. Kevin A. McKechnie
    January 2, 2024
  24. New York Life Insurance Company
    Michael McDonnell
    January 2, 2024
  25. Institute for Portfolio Alternatives
    Anya Coverman
    January 2, 2024
  26. American Council of Life Insurers (ACLI)
    James Szostek, Howard Bard
    January 2, 2024
  27. The Financial Services Institute
    Dale E. Brown
    January 2, 2024
  28. Insured Retirement Institute
    Wayne Chopus, Jason Berkowitz
    January 2, 2024
  29. 43 Organizations and Individuals in Support of the Department's Retirement Security Rule Proposal
    Alliance for Retired Americans American Association for Justice; Americans for Financial Reform Education Fund; Asset Building Strategies; Better Markets; California Low-Income Consumer Coalition; Center for Economic Integrity; Consumer Action; Consumer Federation of America; Consumer Federation of California; Consumer Reports; Consumers for Auto Reliability and Safety; DC Consumer Rights Coalition; Delaware Community Reinvestment Action Council, Inc.; Economic Opportunity Institute; Economic Policy Institute; FL National Organization for Women; Greater Orlando National Organization for Women; Interfaith Center on Corporate Responsibility; Massachusetts Teachers Association; National Association of Consumer Advocates; National Committee to Preserve Social Security and Medicare; National Organization of Social Security Claimants' Representatives; National Organization for Women; National Women's Law Center; NJSaves; Pension Rights Center; Private Equity Stakeholder Project; Public Citizen; Public Investors Advocate Bar Association; The Center for Economic Justice; The Committee for the Fiduciary Standard; UnidosUS; USPIRG; Virginia Citizens Consumer Council; Voices Organized in Civic Engagement (VOICE); Woodstock Institute; Benjamin Perry Edwards; Dana M. Muir; Maria O'Brien; Peter Wiedenbeck; Phyllis Borzi
    January 2, 2024
  1. Fidelity Investments
    James Barr Haines
    January 2, 2024
  2. National Coordinating Committee for Multiemployer Plans (NCCMP)
    Michael D. Scott
    January 2, 2024
  3. Teachers Insurance and Annuity Association of America (TIAA)
    Wayne McClain III
    January 2, 2024
  4. Indexed Annuity Leadership Council
    Jim Poolman
    January 2, 2024
  5. Metropolitan Life Insurance Company and affiliates (MetLife)
    Graham Cox
    January 2, 2024
  6. PFS Investments Inc. of Primerica Inc. (PFSI)
    Karen L. Sukin
    January 2, 2024
  7. Better Markets Inc.
    Stephen W. Hall
    January 2, 2024
  8. Cambridge Investment Research, Inc. and Cambridge Investment Research Advisors, Inc.
    Seth A. Miller
    January 2, 2024
  9. Finseca
    Marc Cadin
    January 2, 2024
  10. Allianz Life Insurance Company of North America
    Gretchen Cepek
    January 2, 2024
  11. Life Insurance Consumer Advocacy Center
    Brian P. Brosnahan
    January 2, 2024
  12. State Street Global Advisors
    Sean O'Malley
    January 2, 2024
  13. Betterment LLC
    Joshua Rubin
    January 2, 2024
  14. Investment Company Institute
    Eric J. Pan, Elena Barone Chism
    January 2, 2024
  15. Federation of Americans for Consumer Choice
    Kim O'Brien
    January 2, 2024
  16. Charles Failla
    November 16, 2023
  17. American Federation of State, County and Municipal Employees (AFSCME)
    Dalia R. Thornton
    December 19, 2023
  18. Raymond James Financial, Inc.
    Scott Curtis
    December 20, 2023
  19. Christine Breianna Mason
    December 20, 2023
  20. Empower
    Edmund F. Murphy, III
    December 21, 2023
  21. National Society of Compliance Professionals
    Lisa Crossley
    December 22, 2023
  22. American Benefits Council
    Lynn D. Dudley
    December 29, 2023
  23. Alternative & Direct Investment Securities Association (ADISA)
    Michael Underhill
    December 29, 2023
  24. Mutual of Omaha
    James P. Nolan
    December 29, 2023
  25. Michael Ravnitzky
    December 30, 2023
  26. Morningstar, Inc.
    Aron Szapiro, Lia Mitchell, Spencer Look
    January 1, 2024
  27. Nationwide Financial Services, Inc.
    John L. Carter
    January 1, 2024
  28. The Alternative Investment Management Association (AIMA)
    Jiří Król
    January 2, 2024
  29. Principal Financial Group
    Chris Littlefield
    January 2, 2024
  30. U.S. Small Business Association Office of Advocacy
    Major L. Clark, III, Meagan Singer
    January 2, 2024
  31. WEX, Inc.
    Christopher M. Byrd
    January 2, 2024
  32. MidFirst Bank
    Ross Hansen
    January 2, 2024
  33. The SPARK Institute
    Tim Rouse
    January 2, 2024
  34. Equitable
    José Ramón González
    January 2, 2024
  35. The Guardian Life Insurance Company of America
    Michael Ferik
    January 2, 2024
  36. National Association for Fixed Annuities (NAFA)
    Charles J. DiVincenzo, Jr., Pam Heinrich
    January 2, 2024
  37. Commonwealth Financial Network
    Michelle M. Kelley
    January 2, 2024
  38. Groom Law Group
    Thomas Roberts, Kevin L. Walsh
    January 2, 2024
  39. American Retirement Association
    Brian H. Graff, Allison Wielobob, Kelsey Mayo
    January 2, 2024
  1. LPL Financial
    Althea Brown
    January 2, 2024
  2. Ameriprise Financial
    Joseph E. Sweeney
    January 2, 2024
  3. Pacific Life Insurance Company
    Mike Anderson
    January 2, 2024
  4. T. Rowe Price
    Aliya Robinson, Bryan W. Venable
    January 2, 2024
  5. The Insurance Coalition
    Kendra Isaacson
    January 2, 2024
  6. Charles Schwab & Co., Inc.
    Peter J. Morgan III
    January 2, 2024
  7. Cetera Financial Group
    Mark Quinn
    January 2, 2024
  8. HUB International Limited
    Joseph F. DeNoyior
    January 2, 2024
  9. The National Association of Personal Financial Advisors (NAPFA)
    Kathryn Dattomo
    January 2, 2024
  10. Invesco Ltd.
    Melanie Ringold
    January 2, 2024
  11. CFP Board (Certified Financial Planner Board of Standards, Inc.)
    Leo G. Rydzewski
    January 2, 2024
  12. Financial Planning Association
    Patrick D. Mahoney
    January 2, 2024

Proposed Amendment to Prohibited Transaction Exemption 84-24

These comments will be made available in alternative format to persons with disabilities upon request.

  1. Raymond Huynh
    November 5, 2023
  2. Anonymous
    November 6, 2023
  3. Anonymous
    November 8, 2023
  4. Gregory Sneed
    November 10, 2023
  5. Eloyd Harris
    November 10, 2023
  6. Robert Gershon
    November 12, 2023
  7. Richard Go
    November 13, 2023
  8. Hispanic Leadership Fund
    Mario Lopez
    December 6, 2023
  9. National Federation of Independent Business (NFIB)
    David S. Addington
    December 7, 2023
  10. Davis & Harman LLP
    Kent A. Mason
    December 18, 2023
  11. Duke Hale
    December 18, 2023
  12. American Securities Association (ASA)
    Christopher A. Iacovella
    December 27, 2023
  13. Symetra Life Insurance Company
    Margaret A. Meister
    December 28, 2023
  14. James J. Angel
    December 29, 2023
  15. Gary S. Mettler
    December 30, 2023
  16. Prudential Financial, Inc
    Ann M. Kappler
    January 2, 2024
  17. H.L. Norwich
    Attachment
    January 2, 2024
  18. National Association of Insurance and Financial Advisors (NAIFA)
    Bryon Holz
    January 2, 2024
  19. The Committee of Annuity Insurers
    Bryan W. Keene, Michael L. Hadley
    January 2, 2024
  20. U.S. Chamber of Commerce
    Chantel Sheaks
    January 2, 2024
  21. Iowa Commissioner of Insurance
    Doug Ommen
    January 2, 2024
  22. SIFMA and SIFMA AMG
    Lisa Bleier
    January 2, 2024
  23. Massachusetts Mutual Life Insurance Company (MassMutual)
    John E. Deitelbaum
    January 2, 2024
  24. Consumer Federation of America
    Micah Hauptman, Dylan Bruce
    January 2, 2024
  1. American Council of Life Insurers (ACLI)
    James Szostek, Howard Bard
    January 2, 2024
  2. The Financial Services Institute
    Dale E. Brown
    January 2, 2024
  3. Insured Retirement Institute
    Wayne Chopus, Jason Berkowitz
    January 2, 2024
  4. 43 Organizations and Individuals in Support of the Department's Retirement Security Rule Proposal
    Alliance for Retired Americans American Association for Justice; Americans for Financial Reform Education Fund; Asset Building Strategies; Better Markets; California Low-Income Consumer Coalition; Center for Economic Integrity; Consumer Action; Consumer Federation of America; Consumer Federation of California; Consumer Reports; Consumers for Auto Reliability and Safety; DC Consumer Rights Coalition; Delaware Community Reinvestment Action Council, Inc.; Economic Opportunity Institute; Economic Policy Institute; FL National Organization for Women; Greater Orlando National Organization for Women; Interfaith Center on Corporate Responsibility; Massachusetts Teachers Association; National Association of Consumer Advocates; National Committee to Preserve Social Security and Medicare; National Organization of Social Security Claimants' Representatives; National Organization for Women; National Women's Law Center; NJSaves; Pension Rights Center; Private Equity Stakeholder Project; Public Citizen; Public Investors Advocate Bar Association; The Center for Economic Justice; The Committee for the Fiduciary Standard; UnidosUS; USPIRG; Virginia Citizens Consumer Council; Voices Organized in Civic Engagement (VOICE); Woodstock Institute; Benjamin Perry Edwards; Dana M. Muir; Maria O'Brien; Peter Wiedenbeck; Phyllis Borzi
    January 2, 2024
  5. Indexed Annuity Leadership Council
    Jim Poolman
    January 2, 2024
  6. Metropolitan Life Insurance Company and affiliates (MetLife)
    Graham Cox
    January 2, 2024
  7. Cambridge Investment Research, Inc. and Cambridge Investment Research Advisors, Inc.
    Seth A. Miller
    January 2, 2024
  8. Finseca
    Marc Cadin
    January 2, 2024
  1. Allianz Life Insurance Company of North America
    Gretchen Cepek
    January 2, 2024
  2. Life Insurance Consumer Advocacy Center
    Brian P. Brosnahan
    January 2, 2024
  3. Investment Company Institute
    Eric J. Pan, Elena Barone Chism
    January 2, 2024
  4. Federation of Americans for Consumer Choice
    Kim O'Brien
    January 2, 2024
  5. Pete McGinnis
    November 7, 2023
  6. Anonymous
    November 9, 2023
  7. Certified Financial Planner Board of Standards
    Leo Rydzewski
    November 14, 2023
  8. Mark J. Warshawsky
    November 16, 2023
  9. Figari + Davenport, LLP
    Don Colleluori
    November 20, 2023
  10. American Federation of State, County and Municipal Employees (AFSCME)
    Dalia R. Thornton
    December 19, 2023
  11. American Benefits Council
    Lynn D. Dudley
    December 29, 2023
  12. Chris Conroy
    December 29, 2023
  13. Mutual of Omaha
    James P. Nolan
    December 29, 2023
  14. Nationwide Financial Services, Inc.
    John L. Carter
    January 1, 2024
  15. Principal Financial Group
    Chris Littlefield
    January 2, 2024
  16. Equitable
    José Ramón González
    January 2, 2024
  17. The Guardian Life Insurance Company of America
    Michael Ferik
    January 2, 2024
  18. National Association for Fixed Annuities (NAFA)
    Charles J. DiVincenzo, Jr., Pam Heinrich
    January 2, 2024
  19. Pacific Life Insurance Company
    Mike Anderson
    January 2, 2024
  20. The Insurance Coalition
    Kendra Isaacson
    January 2, 2024
  21. Invesco Ltd.
    Melanie Ringold
    January 2, 2024

Proposed Amendment to Prohibited Transaction Exemptions 75-1, 77-4, 80-83, 83-1, and 86-128

These comments will be made available in alternative format to persons with disabilities upon request.

  1. James Pacek
    November 8, 2023
  2. Ellen Simms
    November 8, 2023
  3. Julie Charles
    November 8, 2023
  4. Allison Truland
    November 8, 2023
  5. Abigail Leeder
    November 8, 2023
  6. Karen Christenson
    November 8, 2023
  7. Anne Speck
    November 8, 2023
  8. David Reinertson
    November 8, 2023
  9. Kenneth Bridges
    November 8, 2023
  10. Douglas Timmons
    November 8, 2023
  11. Anonymous
    November 8, 2023
  12. Justin Mianowski
    November 9, 2023
  13. Matthew Bennett
    November 9, 2023
  14. Patrick Tibbers
    November 9, 2023
  15. Anonymous
    November 9, 2023
  16. Anonymous
    November 9, 2023
  17. Joe Morse
    November 9, 2023
  18. Peter James
    November 9, 2023
  19. Claude Pritchard
    November 10, 2023
  20. Seth Leavitt
    November 10, 2023
  21. John Gallup
    November 10, 2023
  1. Anonymous
    November 10, 2023
  2. Helge Moulding
    November 10, 2023
  3. Alex Kaehler
    November 10, 2023
  4. Keith Keydel
    November 11, 2023
  5. A. Gillespie
    November 11, 2023
  6. William Ray
    November 11, 2023
  7. Robert Jeckell
    November 12, 2023
  8. L Lin
    November 13, 2023
  9. Gwen Lofman
    November 14, 2023
  10. William Moore
    November 15, 2023
  11. Dennis Doyle
    November 30, 2023
  12. Hispanic Leadership Fund
    Mario Lopez
    December 6, 2023
  13. National Federation of Independent Business (NFIB)
    David S. Addington
    December 7, 2023
  14. Davis & Harman LLP
    Kent A. Mason
    December 18, 2023
  15. Sanctuary Wealth Management, LLC
    December 18, 2023
  16. Ashley Anderson
    December 19, 2023
  17. American Securities Association (ASA)
    Christopher A. Iacovella
    December 27, 2023
  18. Symetra Life Insurance Company
    Margaret A. Meister
    December 28, 2023
  1. James J. Angel
    December 29, 2023
  2. American Bankers Association (ABA)
    Timothy E. Keehan
    January 2, 2024
  3. Prudential Financial, Inc
    Ann M. Kappler
    January 2, 2024
  4. BlackRock, Inc.
    Samantha DeZur, Nicole Rosser
    January 2, 2024
  5. Lauren Dalton
    January 2, 2024
  6. SIFMA and SIFMA AMG
    Lisa Bleier
    January 2, 2024
  7. The Financial Services Institute
    Dale E. Brown
    January 2, 2024
  8. Insured Retirement Institute
    Wayne Chopus, Jason Berkowitz
    January 2, 2024
  9. XY Planning Network
    Michael Kitces
    January 2, 2024
  10. Cambridge Investment Research, Inc. and Cambridge Investment Research Advisors, Inc.
    Seth A. Miller
    January 2, 2024
  11. State Street Global Advisors
    Sean O'Malley
    January 2, 2024
  12. Investment Company Institute
    Eric J. Pan, Elena Barone Chism
    January 2, 2024
  13. American Benefits Council
    Lynn D. Dudley
    December 29, 2023
  14. Nationwide Financial Services, Inc.
    John L. Carter
    January 1, 2024