EBSA Automatic-Enrollment Impact Study

This document is about an analysis of the impact of automatic enrollment on defined contribution savings and thrift plans sponsored by private-sector employers. It provides detailed statistics and projections on the effects of implementing automatic enrollment, including changes in participation rates, contribution amounts, account balances, and pension income distribution for a sample of the 1985 birth cohort. The analysis uses the PENSIM model to simulate the impact under various scenarios with differing automatic enrollment prevalence and default contribution rates and investment options.