Notice to Participants of the G.C.U. Local No. 96B Pension Plan

This document is about informing participants of the G.C.U. Local No. 96B Pension Plan that the plan has fallen into "critical" status due to a decline in investments, particularly during the last quarter of 2008. It explains the funding categories under the Pension Protection Act of 2006, the actions the trustees must take when a plan is in critical status, and the option the trustees have exercised under the Worker, Retiree and Employer Recovery Act of 2008 to carry forward the plan's 2008 "safe" status into 2009.