This document is about the I.B.E.W. Local Union No. 90 Pension Fund's status being in critical status (red zone) for the plan year beginning January 1, 2021, as it has been for the prior thirteen years. It outlines the rehabilitation plan adopted by the Board of Trustees, including plan changes, contribution rate increases, and the employer surcharge. The document also provides information on what's next for the pension fund's financial health.