This document is about the Bricklayers and Allied Craftsmen Local No. 7 Pension Plan notifying participants that the plan has been certified as being in critical and declining status. It explains that the plan is projected to have an accumulated funding deficiency and become insolvent within the next several years. As a result, the plan is required to adopt a rehabilitation plan that may involve reducing certain "adjustable benefits" and increasing contribution rates. The document provides details on the potential benefit reductions, the application for benefit suspensions, and where participants can obtain more information about the plan's status and rehabilitation efforts.