This document is about informing the members of the Plumbers and Steamfitters Local No. 137 Pension Fund that the fund has been certified to be in critical status for the 2020 plan year. It outlines the reasons for the critical status, the possibility of benefit reductions as part of a rehabilitation plan, the adjustable benefits that could be affected, and the employer surcharge requirements. The document also provides information on where to get more details about the situation.