This document is about the notice of funding status for the I.B.E.W. Local Union No. 90 Pension Fund. It informs participants, beneficiaries, and contributing employers that the fund has been certified as being in critical status (the red zone) for the plan year beginning January 1, 2020, as it has been for the prior twelve years. The document outlines the requirements of the Pension Protection Act, the rehabilitation plan adopted by the Board of Trustees, and the plan changes that have been implemented to improve the financial health of the fund. It also provides information on the employer surcharge and future actions the Trustees may need to take to ensure the security of participant retirement benefits.