This document is about informing participants of the Rocky Mountain UFCW Unions & Employers Pension Plan that the plan has been certified as being in critical status for the 2009 plan year. The plan is projected to have an accumulated funding deficiency in the next three plan years, and the Trustees may need to adopt a rehabilitation plan that could reduce certain "adjustable benefits" offered by the plan. The document outlines the reasons for the critical status, the possible benefit reductions, and where participants can get more information.