Notice to Employees of YKK Corporation of America

This document is about YKK Corporation of America and its captive insurance company, YKK Insurance Company of America (YKK ICA), applying to the U.S. Department of Labor for authorization to allow YKK ICA to reinsure YKK's supplemental life insurance and long-term disability benefits. The reinsurance arrangement would otherwise be considered a prohibited transaction under ERISA due to the relationship between YKK and YKK ICA. The document outlines the proposed transaction, the parties involved, and the conditions under which the DOL authorization would be granted.