Notice to Employees of Archer Daniels Midland Company

This document is about a notice to employees of Archer Daniels Midland Company (ADM) regarding an application for authorization under Prohibited Transaction Exemption 96-62 to allow the reinsurance of risks and receipt of premiums by Agrinational Insurance Company, a subsidiary of ADM, for the long-term disability insurance benefits offered under the ADM Omnibus Health & Welfare Plan for Hourly Employees and the ADM Omnibus Health & Welfare Plan for Salaried Employees. The notice outlines the proposed transaction, the parties involved, the benefit improvements that will be provided, and the employee's right to comment on the tentative authorization.