This document is about instructions for completing the Summary of Benefits and Coverage (SBC) form for individual health insurance coverage. It provides detailed guidance on the required sections, formatting, terminology, and other key elements that must be included in the SBC. The instructions cover topics such as the header information, the important questions chart, the common medical events chart, and the various disclosure sections. The goal is to ensure the SBC is presented in a standardized and consumer-friendly manner to help individuals understand and compare health insurance plan options.