Summary of Benefits and Coverage Instruction Guide

This document is about the instructions for issuers on completing the Summary of Benefits and Coverage (SBC) form for individual health insurance coverage, as required by the Affordable Care Act (ACA). It provides detailed guidance on the format, content, and requirements for the SBC, including information on the header, disclaimer, important questions, common medical events, disclosures, and coverage examples. The instructions aim to ensure that the SBC provides consumers with a clear and standardized summary of their health plan's benefits and coverage.