Summary of Benefits and Coverage Instructions

This document is about providing detailed instructions for group health plans and health insurance issuers on how to properly complete the Summary of Benefits and Coverage (SBC) form. It covers the required formatting, language, and information that must be included in the SBC, as well as guidance on how to handle certain plan features and structures. The instructions ensure the SBC is presented in a consistent and consumer-friendly manner to allow individuals to better understand and compare health plan options.