Guide to High Deductible Health Plans

This document explores High Deductible Health Plans (HDHPs) and Consumer-Driven Health Care Initiatives (HDCIs), discussing their benefits and challenges. It provides an overview of how HDHPs are structured, the role of Health Savings Accounts (HSAs), and the impact on both employers and employees. The guide also examines the policy landscape and regulatory considerations affecting HDHPs and HDCIs, offering practical advice for successful implementation and management.