This document is about an advisory opinion from the U.S. Department of Labor regarding whether the AICP Health Benefits Fund is an employee welfare benefit plan established and maintained by a bona fide group or association of employers under ERISA. The Department concludes that while the AICP itself may not constitute a bona fide employer association, the group of AICP producer members who are participating employers in the Fund could, at least in form, be considered a bona fide employer group that can act as an employer in relation to the Fund for ERISA purposes.