Advisory Opinion on the AICP Health Benefits Fund

This document is about an advisory opinion from the U.S. Department of Labor regarding whether the AICP Health Benefits Fund is an employee welfare benefit plan established and maintained by a bona fide group or association of employers under ERISA. The Department concludes that while the AICP itself may not constitute a bona fide employer association, the group of AICP producer members who are participating employers in the Fund could, at least in form, be considered a bona fide employer group that can act as an employer in relation to the Fund for ERISA purposes.