Notice of Critical and Declining Status

This document is about the Iron Workers-Laborers Pension Plan of Cumberland, Maryland notifying participants and beneficiaries that the plan is in critical and declining status for the 2022 plan year. It explains the plan's financial situation, the rehabilitation plan, and the adjustable benefits that may be reduced or eliminated as part of the plan. The document also provides information on where to get more details about the plan's status and the actions being taken.