This document is about a notice from the Cement Masons Local No. 524 Pension Plan informing that the plan is in "critical and declining status" for the 2021 plan year. It outlines the reasons for this status, the potential benefit adjustments and suspensions that may be necessary, and provides information on where to get more details about the plan's situation and the actions being taken by the Board of Trustees to address the plan's funding issues and avoid insolvency.