This document is about notifying members of the United Food and Commercial Workers Unions and Employers Midwest Pension Plan that the plan is in critical and declining status as determined by the plan's actuary. It outlines the plan's current financial situation, the rehabilitation plan adopted by the Board of Trustees, and the adjustable benefits that may be reduced or eliminated as part of the plan. The document also informs members about the employer surcharge and where to obtain more information about the plan.