Notice of Critical Status

This document is about a notice informing the members of the Northern Minnesota-Wisconsin Area Retail Clerks Pension Fund that the plan has been certified to be in critical status for the plan year beginning January 1, 2010. It outlines the reasons for this status, the required rehabilitation plan, the potential reduction of adjustable benefits, and the employer surcharge. The document provides details on the plan's financial situation and the steps being taken to restore its financial health.