Notice of Critical Status For LOCAL 18 INTERNATIONAL UNION OF POLICE & PROTECTION EMPLOYEES I.S.O.P.G.U. PENSION PLAN

This document is about informing participants of the LOCAL 18 INTERNATIONAL UNION OF POLICE & PROTECTION EMPLOYEES I.S.O.P.G.U. PENSION PLAN that the plan has been certified as being in critical status for the 2010 plan year. It provides details on the critical status, the required rehabilitation plan, the possibility of benefit reductions, the adjustable benefits that may be affected, and the employer surcharge that will be required to help correct the plan's financial situation.