Gaps in Retirement Savings Based on Race, Ethnicity and Gender

This document is a statement from the Employee Benefit Research Institute (EBRI) on the gaps in retirement savings and wealth based on race, ethnicity and gender. It examines the discrepancies in asset accumulation, debt burden, and retirement savings shortfalls between white, Black and Hispanic Americans, as well as the unique challenges faced by divorced, never married, and widowed women. The statement also outlines potential focus areas to support Black, Hispanic and female workers in preparing for retirement.