Gaps in Retirement Savings Based on Race, Ethnicity and Gender

This document contains the testimony of Deva A. Kyle of Bredhoff & Kaiser, P.L.L.C. on addressing the racial gaps in retirement savings. It discusses the landscape of retirement savings for people of color, and provides five key recommendations for the Department of Labor, including coordinating retirement security efforts across federal agencies, supporting labor unions, removing barriers to retirement vehicles, helping workers retain their savings, and expanding outreach to community organizations.