Gaps in Retirement Savings Based on Race, Ethnicity and Gender

This document includes the testimonies of Francesco Briganti from the Cross Border Benefits Alliance and Matti Lepp�l� from Pensions Europe. They discuss the gender pension gap in Europe, which is around 30%, and outline efforts by European countries like Finland, Sweden, and Denmark to address this disparity by providing pension credits for caregiving leave and other policies to encourage equal sharing of care responsibilities.