UNITED STATES DEPARTMENT OF LABOR
Employment and Training Administration
TA-W-96,860
SYNCHRONY BANK

STAMFORD, CONNECTICUT
Certification Regarding Eligibility
To Apply for Trade Adjustment Assistance for Workers

In accordance with Section 223 of the Trade Act of 1974, as amended ("the Act"), 19 U.S.C.
§ 2273, the Department of Labor ("Department") herein presents the results of an investigation
regarding certification of eligibility to apply for Trade Adjustment Assistance ("TAA") for workers.

The investigation was initiated in response to a TAA petition dated April 16, 2021 and filed
on April 19, 2021 by a Company Official, on behalf of workers and former workers of Synchrony
Bank, Stamford, Connecticut (hereafter referred to as the "worker group"). In accordance with 20

C.F.R. 618.110 a worker group is defined as, ""¦inclusive of teleworkers and staffed workers."
The workers' firm is engaged in activities related to the supply of financial services.
The worker group is engaged in activities related to the supply of information technology,
human resources, operations, and credit/capital management services and are separately
identifiable by service.

Consequently, the group of workers excludes those that fall outside the stated scope. The
investigation revealed that the worker group also includes workers in Wisconsin reporting to this
location.

The petition alleged that worker separations, or threats thereof, were due to some work
being transferred to workers in non-U.S. locations.
During the course of the investigation, the Department collected information from the
petitioner(s), the workers' firm, and other relevant sources.
The group eligibility requirements for workers of a firm under Section 222(a) of the Act,
19 U.S.C. § 2272(a), are satisfied if the following criteria are met:

Employment Criterion

(1) A significant number or proportion of the workers in such workers' firm have become
totally or partially separated, or are threatened to become totally or partially separated.

20 C.F.R. 618.225(b)(2)(i)(B) states that an "analysis of separation data must generally
consist of a: "(1) Comparison of employment on the petition date to employment on the date that is
1 year prior to the petition date; (2) Review of employment activity during the 1-year period prior
to the petition date; and (3) Review of evidence provided by the workers' firm regarding actual and
threatened separations that occur, or are scheduled to occur, after the petition date."

The Department determines that the employment criterion has been met.

Shift/Acquisition Criterion

(2)(B)(i)(I) there has been a shift by the workers' firm to a foreign country in the production
of articles or the supply of services like or directly competitive with articles which
are produced or services which are supplied by such firm; or

(II) such workers' firm has acquired from a foreign country articles or services that
are like or directly competitive with articles which are produced or services which
are supplied by such firm;
According to 20 C.F.R. 618.225(b)(2)(ii)(B), "Analysis of shift data must generally consist
of a: (1) Comparison of shift/acquisition data on the petition date to shift/acquisition data that is
1 year prior to the petition date; (2) Review of shift/acquisition activity during the 1-year period
prior to the petition date; and (3) Review of evidence provided by the workers' firm regarding shift/
acquisition activity scheduled to occur after the petition date."

The Department determines that the shift criterion has been met.

Contributed Importantly Criterion

(ii) the shift described in clause (i)(I) or the acquisition of articles or services described
in clause (i)(II) contributed importantly to such workers' separation or threat of
separation.
Sec. 222(c) of the Trade Act and 20 C.F.R. 618.110 defines contributed importantly as "a
cause that is important but not necessarily more important than any other cause."

According to 20 C.F.R. 618.225(b)(2)(iii), "(A) Analysis of impact of shift activity on
worker separations must generally consist of determining: (1) Whether there are one or more events
or factors that sever or lessen the causal nexus between the shift activity and worker separations
or threat of separation; (2) What percentage of the workers' firm sales or production declines was
attributable to the firm's shift activity; (3) Whether operations at the workers' firm domestic facility
or facilities decreased at the same or at a greater rate than operations at the foreign facility or
facilities; and (4) Whether there are other events or factors that mitigate or amplify the impact
of shift activity on the workers' firm. (B) The impact may be determined using a quantitative or
qualitative analysis."
The Department determines that the contributed importantly criterion has been met.
Conclusion

After careful review of the facts obtained in the investigation, I determine that workers
of Synchrony Bank, Stamford, Connecticut, who are engaged in activities related to the supply
of information technology, human resources, operations, and credit/capital management services
meet the worker group certification criteria under Section 222(a) of the Act, 19 U.S.C. § 2272(a).
In accordance with Section 223 of the Act, 19 U.S.C. § 2273, I make the following certification:

"All workers of Synchrony Bank, Stamford, Connecticut, who became totally or partially
separated from employment on or after April 16, 2020 through two years from the date of
certification, and all workers in the group threatened with total or partial separation from
employment on the date of certification through two years from the date of certification,
are eligible to apply for adjustment assistance under Chapter 2 of Title II of the Trade Act
of 1974, as amended."

Signed in Washington, D.C. this 27th day of August, 2021.

/s/ Hope D. Kinglock
_______________________
HOPE D. KINGLOCK
Certifying Officer, Office of
Trade Adjustment Assistance

UNITED STATES DEPARTMENT OF LABOR
Employment and Training Administration
TA-W-96,860A
SYNCHRONY BANK

ALPHARETTA, GEORGIA
Notice of Termination of Investigation for
Trade Adjustment Assistance for Workers

Pursuant to Section 221 of the Trade Act of 1974, as amended, an investigation was initiated
in response to a Trade Adjustment Assistance for Workers petition dated April 16, 2021 and filed
on April 19, 2021 by a Company Official on behalf of workers and former workers of Synchrony
Bank, Alpharetta, Georgia.

20 C.F.R. 618.210(e)(1) states that the Department of Labor may terminate an investigation
if the investigation establishes one of the following: (i) The petition is invalid, which includes
petitions identifying a nonexistent group of workers, filed under false pretenses, or perpetuating
fraud; (ii) The petitioner has withdrawn the petition in writing; (iii) The group of workers identified
in the investigation is the same as a group of workers identified in another pending investigation;

(iv) The group of workers identified in the investigation already has been issued a denial, and the
period of investigation applicable to the current investigation and the previous denial is the same;
or (v) The group of workers identified in the investigation is already covered by a certification that
does not expire within 90 calendar days of the determination.
In this case, the group of workers on whose behalf the petition was filed is covered under
an existing certification TA-W-95344 which expires on December 13, 2021. Consequently, the
investigation has been terminated.
Signed in Washington, D.C., this 27th day of August, 2021

/s/ Hope D. Kinglock
_______________________
HOPE D. KINGLOCK
Certifying Officer, Office of
Trade Adjustment Assistance

UNITED STATES DEPARTMENT OF LABOR
Employment and Training Administration
TA-W-96,860B
SYNCHRONY BANK

CHARLOTTE, NORTH CAROLINA
Notice of Termination of Investigation for
Trade Adjustment Assistance for Workers

Pursuant to Section 221 of the Trade Act of 1974, as amended, an investigation was initiated
in response to a Trade Adjustment Assistance for Workers petition dated April 16, 2021 and filed
on April 19, 2021 by a Company Official on behalf of workers and former workers of Synchrony
Bank, Charlotte, North Carolina.

20 C.F.R. 618.210(e)(1) states that the Department of Labor may terminate an investigation
if the investigation establishes one of the following: (i) The petition is invalid, which includes
petitions identifying a nonexistent group of workers, filed under false pretenses, or perpetuating
fraud; (ii) The petitioner has withdrawn the petition in writing; (iii) The group of workers identified
in the investigation is the same as a group of workers identified in another pending investigation;

(iv) The group of workers identified in the investigation already has been issued a denial, and the
period of investigation applicable to the current investigation and the previous denial is the same;
or (v) The group of workers identified in the investigation is already covered by a certification that
does not expire within 90 calendar days of the determination.
In this case, the group of workers on whose behalf the petition was filed is covered under
an existing certification TA-W-95344 which expires on December 13, 2021. Consequently, the
investigation has been terminated.
Signed in Washington, D.C., this 27th day of August, 2021

/s/ Hope D. Kinglock
_______________________
HOPE D. KINGLOCK
Certifying Officer, Office of
Trade Adjustment Assistance

UNITED STATES DEPARTMENT OF LABOR
Employment and Training Administration
TA-W-96,860C
SYNCHRONY BANK

KETTERING, OHIO
Notice of Termination of Investigation for
Trade Adjustment Assistance for Workers

Pursuant to Section 221 of the Trade Act of 1974, as amended, an investigation was initiated
in response to a Trade Adjustment Assistance for Workers petition dated April 16, 2021 and filed
on April 19, 2021 by a Company Official on behalf of workers and former workers of Synchrony
Bank, Kettering, Ohio.

20 C.F.R. 618.210(e)(1) states that the Department of Labor may terminate an investigation
if the investigation establishes one of the following: (i) The petition is invalid, which includes
petitions identifying a nonexistent group of workers, filed under false pretenses, or perpetuating
fraud; (ii) The petitioner has withdrawn the petition in writing; (iii) The group of workers identified
in the investigation is the same as a group of workers identified in another pending investigation;

(iv) The group of workers identified in the investigation already has been issued a denial, and the
period of investigation applicable to the current investigation and the previous denial is the same;
or (v) The group of workers identified in the investigation is already covered by a certification that
does not expire within 90 calendar days of the determination.
In this case, the group of workers on whose behalf the petition was filed is covered under
an existing certification TA-W-95344 which expires on December 13, 2021. Consequently, the
investigation has been terminated.
Signed in Washington, D.C., this 27th day of August, 2021

/s/ Hope D. Kinglock
_______________________
HOPE D. KINGLOCK
Certifying Officer, Office of
Trade Adjustment Assistance

UNITED STATES DEPARTMENT OF LABOR
Employment and Training Administration
TA-W-96,860D
SYNCHRONY BANK

PHOENIX, ARIZONA
Notice of Termination of Investigation for
Trade Adjustment Assistance for Workers

Pursuant to Section 221 of the Trade Act of 1974, as amended, an investigation was initiated
in response to a Trade Adjustment Assistance for Workers petition dated April 16, 2021 and filed
on April 19, 2021 by a Company Official on behalf of workers and former workers of Synchrony
Bank, Phoenix, Arizona.

20 C.F.R. 618.210(e)(1) states that the Department of Labor may terminate an investigation
if the investigation establishes one of the following: (i) The petition is invalid, which includes
petitions identifying a nonexistent group of workers, filed under false pretenses, or perpetuating
fraud; (ii) The petitioner has withdrawn the petition in writing; (iii) The group of workers identified
in the investigation is the same as a group of workers identified in another pending investigation;

(iv) The group of workers identified in the investigation already has been issued a denial, and the
period of investigation applicable to the current investigation and the previous denial is the same;
or (v) The group of workers identified in the investigation is already covered by a certification that
does not expire within 90 calendar days of the determination.
In this case, the group of workers on whose behalf the petition was filed is covered under
an existing certification TA-W-95344 which expires on December 13, 2021. Consequently, the
investigation has been terminated.
Signed in Washington, D.C., this 27th day of August, 2021

/s/ Hope D. Kinglock
_______________________
HOPE D. KINGLOCK
Certifying Officer, Office of
Trade Adjustment Assistance

UNITED STATES DEPARTMENT OF LABOR
Employment and Training Administration
TA-W-96,860E
SYNCHRONY BANK

SAINT PAUL, MINNESOTA
Certification Regarding Eligibility
To Apply for Trade Adjustment Assistance for Workers

In accordance with Section 223 of the Trade Act of 1974, as amended ("the Act"), 19 U.S.C.
§ 2273, the Department of Labor ("Department") herein presents the results of an investigation
regarding certification of eligibility to apply for Trade Adjustment Assistance ("TAA") for workers.

The investigation was initiated in response to a TAA petition dated April 16, 2021 and filed
on April 19, 2021 by a Company Official, on behalf of workers and former workers of Synchrony
Bank, Saint Paul, Minnesota (hereafter referred to as the "worker group"). In accordance with 20

C.F.R. 618.110 a worker group is defined as, ""¦inclusive of teleworkers and staffed workers."
The workers' firm is engaged in activities related to the supply of financial services.
The worker group is engaged in activities related to the supply of information technology,
human resources, operations, credit/capital management services and are separately identifiable
by service.

Consequently, the group of workers excludes those services outside of stated scope.

The petition alleged that worker separations, or threats thereof, were due to some work
being transferred to workers in non-U.S. locations.
During the course of the investigation, the Department collected information from the
petitioner(s), the workers' firm, and other relevant sources.
The group eligibility requirements for workers of a firm under Section 222(a) of the Act,
19 U.S.C. § 2272(a), are satisfied if the following criteria are met:

Employment Criterion

(1) A significant number or proportion of the workers in such workers' firm have become
totally or partially separated, or are threatened to become totally or partially separated.
20 C.F.R. 618.225(b)(2)(i)(B) states that an "analysis of separation data must generally
consist of a: "(1) Comparison of employment on the petition date to employment on the date that is
1 year prior to the petition date; (2) Review of employment activity during the 1-year period prior
to the petition date; and (3) Review of evidence provided by the workers' firm regarding actual and
threatened separations that occur, or are scheduled to occur, after the petition date."

The Department determines that the employment criterion has been met.

Shift/Acquisition Criterion

(2)(B)(i)(I) there has been a shift by the workers' firm to a foreign country in the production
of articles or the supply of services like or directly competitive with articles which
are produced or services which are supplied by such firm; or

(II) such workers' firm has acquired from a foreign country articles or services that
are like or directly competitive with articles which are produced or services which
are supplied by such firm;
According to 20 C.F.R. 618.225(b)(2)(ii)(B), "Analysis of shift data must generally consist
of a: (1) Comparison of shift/acquisition data on the petition date to shift/acquisition data that is
1 year prior to the petition date; (2) Review of shift/acquisition activity during the 1-year period
prior to the petition date; and (3) Review of evidence provided by the workers' firm regarding shift/
acquisition activity scheduled to occur after the petition date."

The Department determines that the shift criterion has been met.

Contributed Importantly Criterion

(ii) the shift described in clause (i)(I) or the acquisition of articles or services described
in clause (i)(II) contributed importantly to such workers' separation or threat of
separation.
Sec. 222(c) of the Trade Act and 20 C.F.R. 618.110 defines contributed importantly as "a
cause that is important but not necessarily more important than any other cause."

According to 20 C.F.R. 618.225(b)(2)(iii), "(A) Analysis of impact of shift activity on
worker separations must generally consist of determining: (1) Whether there are one or more events
or factors that sever or lessen the causal nexus between the shift activity and worker separations
or threat of separation; (2) What percentage of the workers' firm sales or production declines was
attributable to the firm's shift activity; (3) Whether operations at the workers' firm domestic facility
or facilities decreased at the same or at a greater rate than operations at the foreign facility or
facilities; and (4) Whether there are other events or factors that mitigate or amplify the impact
of shift activity on the workers' firm. (B) The impact may be determined using a quantitative or
qualitative analysis."

The Department determines that the contributed importantly criterion has been met.
Conclusion

After careful review of the facts obtained in the investigation, I determine that workers
of Synchrony Bank, Saint Paul, Minnesota, who are engaged in activities related to the supply
of information technology, human resources, operations, credit/capital management services meet
the worker group certification criteria under Section 222(a) of the Act, 19 U.S.C. § 2272(a). In
accordance with Section 223 of the Act, 19 U.S.C. § 2273, I make the following certification:

"All workers of Synchrony Bank, Saint Paul, Minnesota, who became totally or partially
separated from employment on or after April 16, 2020 through two years from the date of
certification, and all workers in the group threatened with total or partial separation from
employment on the date of certification through two years from the date of certification,
are eligible to apply for adjustment assistance under Chapter 2 of Title II of the Trade Act
of 1974, as amended."

Signed in Washington, D.C. this 27th day of August, 2021.

/s/ Hope D. Kinglock
_______________________
HOPE D. KINGLOCK
Certifying Officer, Office of
Trade Adjustment Assistance