Advisory Opinions

Requests for interpretations and other rulings under Title 1 of ERISA are handled by the Office of Regulations and Interpretations under the provisions established by ERISA Procedure 76-1.  The office answers inquiries from individuals and organizations in the form of advisory opinions, which apply the law to a specific set of facts, or information letters, which merely call attention to well established principles or interpretations.

Data Dictionary

1990
AO/ Date/ Reference Recipient Description of Request
05/10/1990

Mr. John J. Hunter
Stradley, Ronon, Stevens & Young
2600 One Commerce Square
Philadelphia, Pennsylvania 19103-7098

Whether the Uihleen Mercy Center's three employee benefit plans are church plans within the meaning of section 3(33) of title I of the Employee Retirement Income Security Act of 1974 (ERISA) and thereby excluded from the jurisdiction of the Department of Labor (the Department) by section 4(b)(2) of title I of ERISA.

04/25/1990
3(1)
3(4)
3(5)

Mr. Gerald R. Ortbals
Greenfelder, Hemker, & Gale, PC
1800 Equitable Building
10 South Broadway
St. Louis, Missouri 63102-1774

Whether the Missouri Pacific Employees' Health Association (MPEHA) is an employee welfare benefit plan within the meaning of section 3(1) of title I of ERISA.

05/03/1990
3(40)
514(b)(6)

Ms. Mary Nance
Texas State Board of Insurance
1110 San Jacinto
Austin, Texas 78701-1998

Whether the MDPhysicians & Associates, Inc. Employee Benefit Plan (MDPEBP) is an employee welfare benefit plan within the meaning of section 3(1) of title I of ERISA and whether MDPEBP is a multiple employer welfare arrangement (MEWA) within the meaning of section 3(40) of that title. Whether MDPEBP is subject to state regulation at least to the extent provided in section 514(b)(6)(A), regardless of whether it is an employee benefit plan covered by title I of ERISA, because it is a MEWA within the meaning of section 3(40) of that title.

04/25/1990
3(32)

Mr. Lloyd N. Moore, Jr.
Leftwich Moore & Douglas
1133 Fifteenth Street, NW, Suite 1100
Washington, DC 20005-3922

Whether the Washington Convention Center Employees' Retirement Plan (the "Plan") is a "governmental plan" within the meaning of section 3(32) of the Employee Retirement Income Security Act of 1974 ("ERISA"), and whether the Plan is excluded from ERISA title I coverage by reason of section 4(b)(l) of ERISA.

04/11/1990
3(1)
3(5)

Mr. Alan P. Risden
Manager, Corporate Financial Service
Blue Cross/Blue Shield of West Virginia
200 Kanawha Boulevard, E.
Charleston, West Virginia 25325

Whether Plan No. 506, Employee Accident and Sickness Program (Plan 506), which Blue Cross/Blue Shield of West Virginia (Blue Cross) offers to employees whose employers will make it available through payroll deductions, is an employee welfare benefit plan within the meaning of section 3(1) of title I of ERISA.

04/06/1990
3(1)
3(5)

Mr. William T. Belcher
Steptoe & Johnson
P.O. Box 2190
Clarksburg, West Virginia 26302

Whether (a) the proposed Flat Top Coal Benefits Trust (the Trust), if established, will be an employee welfare benefit plan within the meaning of section 3(1) of title I of ERISA, (b) the Trust will be a multiple employer welfare arrangement (MEWA) within the meaning of section 3(40) of title I of ERISA, (c) any ERISA obligations will be applicable to the Trust; and (d) any ERISA obligations will apply to either the Flat Top Insurance Agency (the Agency) or the Flat Top National Bank of Bluefield (the Bank).

04/06/1990
3(40)
514

Ms. Sandra Milburn
Investigator
Texas State Board of Insurance
1110 San Jacinto
Austin, Texas 78701-1998

Whether the Affiliated Food Stores, Inc. Group Benefit Trust (the Trust) is a multiple employer welfare arrangement (MEWA) within the meaning of section 3(40) of title I of ERISA, and whether the Trust is subject to state regulation at least to the extent provided in section 514(b)(6)(A), regardless of whether it is an employee benefit plan covered by title I of ERISA, because it is a MEWA within the meaning of section 3(40) of that title.

03/29/1990
406(a)
407

Mr. O. Victor Edlebrock
Edelbrock Corporation
2700 California Street
P.O. Box 2936
Torrance, California 90509-2936

Whether a contribution by an employer of real property to an employee stock ownership plan violates the prohibited transaction provisions of the Employee Retirement Income Security Act of 1974 (ERISA).

03/28/1990
407(d)(3)
408(e)

Lawrence J. Eisenberg
Laxalt, Washington, Perito and Dubuc
1120 Connecticut Avenue, NW
Washington, DC 20036

Whether: (1) the acquisition or sale of G & O common stock by the Plan from or to parties in interest will not violate the provisions of sections 406 and 407 of ERISA by reason of section 408(e) of ERISA, and (2) an acquisition or sale of G & O common stock by the Plan that otherwise satisfies the requirements of section 408(e) will not constitute a prohibited transaction by reason of purchases and sales of G & O common stock by persons other than the Plan at the formula price described in the Stockholder’s Agreement.

02/13/1990
4(b)(3)

Ms. Jill Madison
Staff Attorney
Mercer-Meidinger-Hansen, Inc.
P.O. Box 7440
San Francisco, California 94120

Whether the voluntary unemployment compensation disability plan (the Plan) of the Measurex Corporation, Measurex Systems, Inc., and Measurex Automation Systems, Inc., is excluded from coverage under title I of ERISA by section 4(b)(3) of ERISA.